/ 1

Being able to be yourself


The pastor entered his donkey in a race and it won. The pastor was so pleased with the donkey that he entered it in the race again, and it won again.

The local paper read:
PASTOR'S a** OUT FRONT

The Bishop was so upset with this kind of publicity that he ordered the pastor not to enter the donkey in another race.

The next day, the local paper headline read:
BISHOP SCRATCHES PASTOR'S a**.

This was too much for the bishop, so he ordered the pastor to get rid of the donkey.

The pastor decided to give it to a nun in a nearby convent. The local paper, hearing of the news, posted the following headline the next day:
NUN HAS BEST a** IN TOWN.

The bishop fainted.

He informed the nun that she would have to get rid of the donkey, so she sold it to a farmer for $10. The next day the paper read:
NUN SELLS a** FOR $10.

This was too much for the bishop, so he ordered the nun to buy back the donkey and lead it to the plains where it could run wild. The next day the headlines read:
NUN ANNOUNCES HER a** IS WILD AND FREE.

The bishop was buried the next day.

The moral of the story is . . .. being concerned about public opinion can bring you much grief and misery . even shorten your life. So be yourself and enjoy life. Stop worrying about everyone else's a** and you'll be a lot happier and live longer!

P.s.: When I finish convincing myself, to be myself in my job, I will let you know.
P.p.s: Might be a long wait.

/ 2

Viewing @ Jln Tenteram Blk 16

This is my first house viewing after I have made the decision to eat grass in order to have enough money to buy a HDB flat.


I love masionettes (aka double storey flats) but they are in the range of $500K and above. Way out of my budget. 

I love ground floor flats but they are rare. 

So I was really happy that Christopher found one for me to view. It is at Jalan Tentaram, Blk 16.


Introduction to this house and the neighbourhood:

I did some research online about this area and I do like it a lot. It is near to 3 major bus stops that brings me to Boon Keng MRT, Kallang MRT and Novena MRT. How cool is that.

There's a lot of food at night along Balestier Road so that's cool.

The flats here are all 7 years old only - so the exterior still looks very clean and no uncles and aunties in sight - I am not saying that is bad.

The house that I was here to view is a ground floor unit. Valued at $330,000 asking for at least $5,000 cash above valuation. 

It's a house that is rented out to a family of Indians with 2 small and very naughty looking kids. So that means the place is ruined. Kids = ruined house. It's a 4A room flat, 73 sg ft, very windy. The owner knocked off one room to make the living room slightly bigger but this change he made, made the house a 3 room flat and the other room remained like a storage area.

Toilets are not very well kept. Cabinets will all have to be replaced. 

Central dustbin area is a distance away - so no smell! 

Here are some pictures. 

Sorry for making it look so lousy. My camera phone IS lousy.


Above: View from outside


Above: Master Bedroom


Above: Common Room


Above: Kitchen


Above: Living Room View 1

The curtained area is where the other common room used to be but now it's like a store room. Doesn't make the living room seem any more spacious.


Above: Living Room View 2

Renovation work required:
Retiling of toilets X 2
Installation of new showers
New cabinets for kitchen and master bedroom
Repainting for some walls
Change lock

The Verdict:
Will I buy this? Nope. No good feeling though I did like the area very very much. Very new. GOOD. 

I look forward to Christopher trying to arrange for me to see the more flats in the same area!

/ 1

Buying a HDB in Singapore

I've decided to share my house hunting journey in Singapore here! :)


I'm looking for flats along the Green MRT line in Singapore, with a good balance between nearness to town, good amenities, and price of course.

My maximum budget is $330,000

I've been to so MANY sites trying to gather information on what are the costs involved in buying a HDB flat in Singapore and I got so many half here half here... sigh..

But here's the FULL list for Permanent Residents (PR) in Singapore!

Costs involved:

1. Amt of cash above valuation price
2. 15% of valuation price upfront payment to be deducted from CPF (if you have insufficient amount in CPF, the balance tot be paid in cash)
3. 5% of valuation price cash payment 
4. Stamp Duty: 1% of first 180K of the transacted price, 2% of the next 180K of the transacted price (Can be paid by CPF/Cash)
5. Admin Fee & Valuation Fee for HDB: $260.50 cash (inclu. GST)
6. Conveyancing (Legal) Fee: $2,600 (part of which will be bourne by bank where we get the loan from, payable via CPF) Bank usually subsidizes 0.3-0.4% of loaned amount
7. Loan from Bank: $267,040 (80% loan)
8. Agent Fee: 1.07% of transacted price (inclu. GST) - this is usually negotiable
9. Home Protection Insurance: abt $200 a year (depending on your age)

Total Cash Component: #1 + #3 + #5, #8 and #9
Total CPF Component: #2 + #4, and #6

When you find an agent, you must find one who is a pro-buyer. Meaning, this agent services buyers and not sellers. The pro-seller agents are very arrogant and have this "ai-lai-mai-sua" attitude (read in hokkien). 

I found one by luck on the internet. His name is Christopher and as of now, I find him very hardworking but not aggressive enough. 

Oh well, we'll see how this plays out. :) I'm bloody excited!

/ 4

Day #4 at Hanoi to Sapa, Part 2

Hello! Am back again with Day 4, Part 2.

On the way back from Halong Bay, we stopped at this handicraft halfway stop for toilet and (overpriced) snacks. No obligation to buy anything at all. But I was drawn to this when I was here on the way to Halong Bay.





Pretty damn amazing right! HAND-SEWN! With nothing more than creativity and a piece of paper as guideline.

I was contemplating which to buy when the bus had to go so I told myself, maybe I'll look again on my way back. So here I am again and then I discovered that I can actually bargain at this place!! So remember! Bargain!!!

And I bought these:





Looks great on a wall! It didn't come with the frame. I bought the frame from Ikea.

It wasn't cheap but it's a great momento for my trip here. :)

We arrived into Hanoi City about 4pm + and Mr. Trung at the Lucky Hotel was extremely kind to let us shower before we make our overnight train ride to Sapa.

I was really looking forward to it. Everything I have seen and read about on the Internet promises it to be something I have never seen or experienced before. People that still live in mountainous areas in tribes and wear clothes that are unique to their own tribe.

Super. Can't wait.

We had a couple of hours to roam Hanoi a bit before we had to go wait for the shuttle to the train station (Yes! The package I got from Lucky Hotel even includes the shuttle there! Be sure to ask for yours!).

So we went to shop a bit and DAMMIT!!! That very sewed drawing I vbought, is selling at a fraction of the price here!!!

And Kerk was telling me how if they are selling it in masses this way, it's NOT HAND SEWN!

*sigh*! Heart very the pain now!!



There the usual touristy stuff and the Hoan Kiem Lake... and the TRAFFIC of course!

Kerk has been nagging about eating KFC and so we went. It rained, so it was a relief to have some shelter at KFC.



Seriously, Singapore's KFC is better!!

We went back to Lucky Hotel, showered, bought some water, some snacks and readied up for the shuttle that was to come.

It was a cab and in the cab, there was this 2 other old couple whom I said Hi (rather chirply) to.

It was like close to midnight and the station was FULL of people!









I thought the above shot looks kinda lonely. Invokes a feeling of waiting, of longing. Pictures of empty train platforms seem to have this effect.

This train to Sapa is made up of many cabins. Each of these cabins have slightly different comfort levels. Livitrans, friendly train, tulico, pumpkin, TSC, Hara, Royal and the list goes on. I chose King's Express because it was recommended by Lucky Hotel's Mr Trung (whom yes, is thankfully reliable).





It was a comfortable 4-sleeper cabin. Make sure your choice has air con!! Ours did but as with all trains, the air con is never good enough.

The bottom beds are way cooler than the top beds! Slept so well at the bottom bed (on the way back). The top one is kinda shaky.

One more cheeky shot and we're on our way merrily to SAPA! :)

4 comments
/ 0

Day #4 at Halong Bay - Hanoi, Part 1

Day #4 started out early with a nice breakfast at Holiday View Hotel.

After that the Iranians requested that we swing by a store for them to purchase some alcohol. We were at the port belong long to await our junk back to Halong Bay for the end of the tour. :(



Along the way, the Iranians opened their alcohol and offered ALS some. After a drink or two, his whole face became SUPER red - causing more than a few people asking if he's okay. It must be irritating for him.



We sailed to where we kayaked the day before to change to another boat. It was a much nicer boat as well. During that transition, we saw the water taxis again.

Much to our amusement.

Guess what we were all looking at with much interest.



.
.
.
.
.
.
.
.
.
.
.
.

Yes, the horror.



ALS got up the basket and wanted to row. He was accompanied by a very brave Duc (guide).



The basket was fast filling up with water...



And Duc decided to take over... :P

Check out the priceless video:



After that, we were served lunch and enjoyed the slow, quiet sail through the bay again.





Lunch was VERY VERY good! The best of this whole trip. We think it's because this junk is part of a more expensive package. Very nice!



Have a look - it is nicer than the first junk we took.



And wait! Before we say bye to Halong Bay, ALS had to be fined! For the paddle "flap" of course!



Good bye, Halong Bay!



If you missed my earlier editions about my Hanoi Trip, you can click here for more! :)

0 comments
/ 0

MTV contest!

I don't know how I found time for this but, I did!!

GO READ MY POST HERE AND VOTE THUMBS UP! :D


A little excerpt:

21st century gave us inventions of many kinds. Many of which have become integral parts of our lives. It’s true what some say about how the true measure of a certain invention is how quickly it spreads. Judging from the way the world went crazy over camera phones when it was invented and then first sold in the 21st century, there’s quite a fair bit to be said about it.

GO READ MY POST HERE AND VOTE THUMBS UP! :D

Yay! Thanks! :)

0 comments
/ 3

Day #3 at Halong Bay, Part 4

Ok, back with part 4.



Good bye beautiful Lan Ha Bay.

So after we had lunch, we were "shipped" to Cat ba Island to check into the Holiday View Hotel. There were many choices of accomodation on the island but it's a small island. Holiday View was adequate.



Here's our room. :)

Catba Island really isn't very exciting. We were given free & easy time after we checked in. So after a nice warm shower, we wasted no time checking out the little town - all of which easily covered by foot.



As I wandered along the narrow lanes that made up of the island, I wondered how people could live here. Who can you sell to, to make money? There's nothing here. Besides the market, spots of KTV joints here and there, a handful of souvenir shops... there was nothing esle.



This is the local bus I guess. Poor chickens were being transported on top of the very dirty looking bus.



We really had nowhere esle to walk or see or do after awhile.



We got back after a long walk - more to pass time and to get to know our German friends better.

It was dinner time and we were hungry! :)



We were really fed quite well throughout the whole tour. This time, we requested for rice to be served first - for they always serve rice last. For reasons that escape me.



Here's a nice group photo of the tour group!

After dinner, the Germans and us went to check out a nearby beach. Bought some beer and went. I hate beer but well, won't die from drinking it.

We chatted and told jokes and laughed about how linear IT engineers think.

It was dark when we got back and settled in for sleep. :) And finally, the end of Day 3 after 4 parts! *PHEW!*


If you missed my earlier editions about my Hanoi Trip, you can click here for more! :)

3 comments
/ 4

Day #3 at Halong Bay, Part 3

So finally with the morning's drama behind us, we moved onward to the second half of the day's itinerary.

Catba National Park

To say I expected what we experienced would be a complete lie.

It was everything I did not expect. I HAD SO MUCH FUN!

First the junk stopped quite a distance from the shore. Duc (the guide) said we had to take a local water taxi over to shore because it was too shallow for the junk to anchor near shore.

What comes to your mind when one says "local water taxi"?

Surely, it's nothing like a FRIGGIN' tar-coated basket RIGHT?!



Alas, it was.



It was wobbly. It was small. It was wet. It was scary (hey there were loads of barnacles below ok!).

And it was drizzing.

God, the tiny basket fit 6 peoople!!!



Truth to tell, we were in the mood for anything. So after the inital shock of it being a mere basket. We started picture taking - even though the distance to shore was like only 5 mins.



I really love this photo of Kerk and I, and, "water taxi driver/paddler". His raincoat colour made my picture so cheerful! Hehehe.

When everyone was on shore, we started our journey.

I'll let the pictures do the talking.



Up we went.



Down we went.







Check out how high we came from!



More downs!







Finally!



Notice the angle of ascend and descend. Note no handles except for tree branches. It was SUPER FUN!

Do note that it is very dangerous especially on that very day that we went when it rained the whole day, making every rock/mud/ground we stepped on, and every branch that we used for support, quite slippery.

And at the angle of ascend and descend we tackled, one slip could land you in more than just a troublesome situation! Everyone did take extra care with where they put their foot.

The whole hike till this point took 1.5 hours.

This last shot was where we thought was the END. So we took a "we made it" shot.

But Duc again told us happily that this is but the mid point. We were just done with the easier part. Now we have to climb the damn mountain again to get back to the other side of the beach. Nope, no roundabout way.

MAD FUN. Everyone MUST try this at least once in their lives!

And then we made our journey back.



Passed by Sadako's house and said hi.



Gosh, went up again...



And down...



More downs!



And finally, after another 1.5 hours we reached ground level. What Duc didn't tell us is, we had to trek quite a fair bit more (though on properly paved roads) to get to the junk. DUH.



I so look like a surgeon right? Bo bian la, I had to keep my clothes from getting wet from the light drizzle.





Hello water taxi again.



Kerk demostrates how tired we were.

Super fulfilling. It was now, that we started on our lunch for Day 3. What a LONG day eh!!

If you missed my earlier editions about my Hanoi Trip, you can click here for more! :)

4 comments
Related Posts Plugin for WordPress, Blogger...