This has to be everyone's favourite topic in Singapore.

If I strike Toto, I will #@$O#*$@)#$*)@#

I don't know about you but this sure as hell is my favourite daydream!

If I strike Toto, I will buy a HDB Flat and a car.

Or maybe a landed property (since 1 mil can't buy me much).

Or maybe buy a lower-end condo and get in debt for the HDB Flat, that way I can stay in one and rent out the other.

Or maybe a high-end condo (don't think 1 mil is enough for this)

I still need a day job no doubt.

I will keep some for my family... (but to my family who are reading this, don't count on it! LOL)

I will save a lot and have no change in my lifestyle! Ok, maybe I will splurge on one thing.

YES. I’m afraid my daydream has to be realistic and end here. 1 million can make me a little more comfortable in Singapore but that's about it - I sure as hell won't complain if I were to win a million dollars!

I'll prolly go crazy and keep going to the ATM machine to check out my incredible bank account balance. LOL!

Ah life. Reality is never that easy.

I often find that if I am at a crossroad, the correct route to take is often the one that is harder. That’s the way the cookie crumbles.

So what will you do if you strike Toto?